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Commercial Lending

Commercial Lending

Ranked as the #1 SBA lender in El Paso County five of the past seven years, we have all the loan options your small business needs.

Ready to get your business the funds it needs?

Contact Us Today

SBA Loans

SBA (Small Business Association) Loans are often associated with high-risk businesses and processes entrenched with bureaucratic red tape. With today’s SBA program, that couldn’t be farther from the truth. With authorization to operate under the SBA’s Preferred Lending Program (PLP), Central Bank & Trust has the authority to approve, process, and close the loan on the SBA’s behalf. This results in a much more streamlined and competitive loan process.

Most small businesses are eligible for SBA Financing, and it’s the product of choice thanks to flexible and advantageous terms. However, working with an experienced SBA lender like those with Central Bank & Trust is critical for a smooth process. Even though the program has made great strides in becoming more user-friendly, the lender’s process and experience are what truly differentiates an exceptional client experience from one that is muddied by questions and concerns.

Central Bank & Trust offers two types of SBA loans:

7(a) Loan: The more versatile of the SBA financing options, proceeds from a 7(a) Loan can be used for commercial real estate, property improvements, business acquisition, equipment, inventory, debt, refinance, working capital, and much more. These loans can be permanent or revolving and may range from one to 25 years.

504 Loan: A 504 loan is a long-term loans for land, buildings, and other substantial fixed assets.

As a small business owner or entrepreneur, the best way to find out how you can take advantage of these programs is by connecting with the Central Bank & Trust team today.

Meet your SBA banking team and discover the Central Bank & Trust difference.

Having serviced the financing needs of hundreds of local businesses, the Central Bank & Trust team is committed to and familiar with the dynamic needs of the business community in the Pikes Peak region.

Ready to get started?   MEET THE TEAM

Commercial Loans & Lines of Credit

Whether you are looking to expand, or better manage your cash cycle, we offer a full range of commercial loans to help you achieve your business goals.

Some examples include:

  • Equipment financing
  • Revolving lines of credit
  • Long-term fixed asset financing
  • Inventory financing

Commercial Real Estate Loans

Commercial real estate loans help you acquire offices, warehouses, rental properties, and more. We proudly work with you to tailor financial solutions to meet your needs.

Some examples include:

  • Construction loans
  • Term/permanent financing
  • Income property financing for single-family residential developments

Have questions? Contact one of our loan officers today.Get in touch