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Credit Card Services

Credit Card Services

Whether you need a business credit card or a personal credit card, Central Bank & Trust has you covered. The Central Bank & Trust Credit Cards from Visa® offer competitive rates, great rewards and top of the line security. Connect with our team today, or keep scrolling to learn more.

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Credit Card Services


An easier way to choose your business credit card.

Managing and tracking your business expenses is easier than ever with the Central Bank & Trust Business Credit Cards from Visa®.  You now have the ability to issue cards for employees and manage their purchases with individual spending limits and enjoy:

  • No annual fees* and no penalty rates*
  • Set up account alerts
  • Make and schedule payments
  • Employee cards at no additional cost
  • Administrative access to online account management
  • Sign up for paperless monthly statements detailing each purchase
  • Pay with your card using Apple Pay®, Google Pay™ or Samsung Pay™
  • Receive fraud alerts through text or email with SecurLOCK™


Enjoying the rewards has never been easier.

Want to earn cash back? Maybe you prefer great rewards instead. With the new Central Bank & Trust personal credit card options from Visa® the choice is yours. You can choose the card that’s best for you and enjoy these great benefits:

  • No annual fees* and no penalty rates*
  • Set up account alerts
  • Make and schedule payments
  • Sign up for paperless statements
  • Pay with your card using Apple Pay®, Google Pay™ or Samsung Pay™
  • Receive fraud alerts through text or email with SecurLOCK

Ready to get started? Click on the button to apply now.APPLY NOW

Frequently Asked Questions

Can I access my credit card online?

Absolutely. You can manage your credit card online at www.MyCardStatement.com.

Once enrolled, you can:

  • Make payments
  • View statements, transactions and spending reports
  • Enroll in paperless statements
  • Set up account alerts
  • Dispute transactions
  • View your FICO® Score**

**FICO® Score is available at no additional cost to you and is updated monthly. FICO® Score is for personal credit cardholders only and is not available for businesses.

When will I receive statements?

A monthly statement will be mailed to you after each billing cycle.***

You can choose to receive paperless statements, once enrolled at www.MyCardStatement.com.

***If you have more than one credit card holder, a monthly statement will be issued for each cardholder. You can request a consolidated statement at any time.

What is SecurLOCK?

SecurLOCK is a tool included with your Central Bank & Trust credit card that can send alerts directly to your mobile phone number via text message or email about potential fraudulent transactions on your credit card.

In order to receive alerts, you must link an active mobile phone number to your credit card.

*Refer to the card application’s Important Disclosures for terms, rates and fees.

Credit cards are issued by TCM Bank, N.A. and are subject to credit approval.

Apple Pay is a trademark of Apple Inc., registered in the U.S. and other countries. Google Pay is a trademark of Google LLC. Samsung Pay is a trademark of Samsung Electronics Co, Ltd. Central Bank & Trust  is not affiliated with Visa, Apple Inc., Google LLC, or Samsung Electronics Co, Ltd.