Becoming Extraordinary Together

During the transition process, the Bank will still operate as Central Bank & Trust and Farmers & Stockmens Bank. Once the transition is complete, we will then become extraordinary together and operate as CrossFirst Bank.

Our experienced teams are working to combine systems and technology so you can take advantage of all the robust products and services we will have to offer. We anticipate the transition will take place during the first half of 2023. Additional communications and updates will be sent to you during this time. 

During the transition, you will begin to see a logos featuring Central Bank & Trust, Farmers & Stockmens Bank, and CrossFirst Bank on communication pieces in your communities.

Yes, it is business as usual. Please continue to use your existing checks, debit and ATM cards, and online and mobile banking. You will receive information in advance of any changes that may affect these services. 

No. These services will continue without interruption. If you need assistance or have any questions regarding your banking services, please contact us.

For now, your accounts will remain the same. In the unlikely event a change is needed, you will be notified, well in advance, and we will handle all the details.

We are working together to bring you the extraordinary service you have come to expect. In the event of any changes, we will provide you information, well in advance, to assist you. A benefit of the merger will be access to a wider selection of competitive products and services along with advanced digital banking solutions.

No. It is business as usual now and for several months ahead. You will receive information in advance of the systems and technology conversion along with any changes that may affect your account(s). Most importantly, our commitment to serving you is unchanged. 

You will be able to take advantage of our combined services after the Bank’s have successfully transitioned. Additional communications and updates will be sent to you during this time.

When the merger closes, and the deposit accounts at Farmers & Stockmens Bank and Central Bank & Trusts are acquired by CrossFirst Bank, the Farmers & Stockmens and Central Bank & Trust deposits will be separately insured from any accounts a depositor may already have with CrossFirst Bank for an initial period of six months. This grace period is intended to give depositors an opportunity to restructure their accounts if the merger causes a depositor to have funds in excess of the insurance limits at CrossFirst Bank. 

Certificate of Deposits (CD) acquired by CrossFirst Bank will be separately insured from pre-existing deposit accounts at CrossFirst Bank, subject to the following rules:

• Time deposits that mature after the initial six-month grace period remain separately insured until they mature.
• Time deposits that mature during the initial six-month grace period and are renewed for the same time period and the same dollar amount as the original deposit (with or without accrued interest added to the principal amount) will continue to be separately insured until the first maturity date after the expiration of the six-month period.
• Time deposits that mature during the initial six-month grace period and are renewed for a different dollar amount or a different time period (even if CrossFirst Bank does not offer CDs for the original time period), or time deposits that mature within the first six months and are not renewed and thereby become regular savings or demand deposits, are separately insured only until the end of the six-month period.

Additional resources are available at fdic.gov. 

Additional communications and updates will be sent to you during the first half of 2023. If you have any additional questions, please visit with your local Banker.